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Consultants

Rick Patmore – Senior Financial Consultant

Rick has industry experience dating back to 1984 gaining a wealth of experience working for large insurance companies before becoming an Independent Financial Adviser with a locally based firm in 1990. In his advisory capacity Rick specialises in advising corporate clients and Individual clients on all aspects of financial advice including pension planning and portfolio management.

Rick Patmore

Bob Sparrowhawk – Senior Financial Consultant

Bob started his insurance career in 1982 with Prudential and from there has gained valuable industry experience having worked for several UK based Insurance companies.

He went on to became an Independent Financial Adviser In 1992 and has been successfully advising both individual and corporate clients ever since.

Bob brings with him his existing client base and is a welcome addition to the Unizone team.

Bob Sparrowhawk



Emma Chapman – Mortgage Advisor

Emma joined our Mortgage department in October 2007 having previously gained experience as a Mortgage Advisor with Countywide. Emma is now responsible for providing advice on all of our Mortgage related business and has brought a dynamic and enthusiastic approach to the role. During her time at Unizone Emma has become a valuable member of our team.

David Mercer

Margaret Carolan – Taxation & Trust Specialist

As a qualified trainer and member of the Society of Trusts and Estate Practitioners Margaret has excellent knowledge in all aspects of estate planning. She has been responsible for providing technical advice and support regarding taxation and trusts for over sixteen years to two major life companies and has spoken on the subject of trusts at a variety of events including the Personal Finance Society annual conference. Margaret is a valuable resource and works closely with our advisers and professional partners to provide estate planning solutions to meet our varied client needs. Margaret enjoys a variety of pastimes including travelling, walking, cooking and socialising.

David Mercer